De Caro Insurance
Check out De Caro Insurance Agency on Yelp
De Caro Insurance De Caro Insurance Phone Number800.595.0914
Navigation

 


De Caro Insurance
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Mexico Travel Insurance Quote
      • Auto Warranty Coverage Quote
    • Bonds
    • Business & Commercial
    • Earthquake
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
      • Condo Insurance Quote
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Trucking
    • Watercraft & Boat
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About DeCaro Insurance
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
AUTOMOBILE HOMEOWNERS RV MOTORCYCLE

Home > Blog > What You Should Know About Flood Insurance
THURSDAY, APRIL 2, 2015

What You Should Know About Flood Insurance

Flooded HomesFlood insurance is there for you when the worst happens and your home or property is flooded. Whether you are in a flood zone or not (or if you're not sure), there are a few things you should know about flood insurance so that you can ensure your protection in case of an emergency.
  • Flooding Types. There are many types of flooding that are covered by flood insurance — including acts of nature such as a river overflowing, heavy rainfall or outside water sources. Some policies do not cover groundwater seepage; for those disasters that happen within your own home, check your homeowners policy — as it may cover burst pipes or a broken water heater. Ask your independent insurance agent questions and be sure to review your policy.
  • Not Everything is Covered. There are exclusions when it comes to flood insurance, like sewer backup. Major appliances are often covered, but electronics may not be, so always check your policy exclusions before you make a commitment. You may be able to add additional coverage for the main floor of your home at a higher premium. Your basement may only be covered for the walls and floor, not any finished area such as carpeted floors.
  • The Cost. While there are government regulations on what can be charged for flood insurance, many policies require an upfront payment of the entire premium. Be prepared to have that amount of money before you decide to take out a policy.
Even though there are exclusions and you have to pay for flood insurance on top of your home insurance, it is a necessity for many homeowners across the country. In fact, approximately a quarter of all flood claims occur in areas that are not designated flood zones. It is better to be proactive and be prepared than to lose what you have worked so hard for.

Are you covered? Call De Caro Insurance Agency at (626) 331-0914 for more information on West Covina flood insurance.
Posted 5:00 PM

Tags: flood insurance, west covina, california, flooding, flood damage, exclusions, insurance, west covina ca insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015
  • 2014

  • california(31)
  • insurance(15)
  • los angeles(12)
  • covina(10)
  • coverage(8)
  • auto insurance(8)
  • home insurance(7)
  • huntington beach(5)
  • covina ca insurance(4)
  • earthquake(3)
  • la puente(3)
  • los angeles ca insurance(3)
  • earthquake insurance(3)
  • life insurance(3)
  • donations(2)
  • los angeles ca(2)
  • car insurance(2)
  • exercise(2)
  • protection(2)
  • business insurance(2)
  • damage(2)
  • motorcycle accident(1)
  • america(1)
  • neutering(1)
  • dayltight savings tme(1)
  • home maintenance(1)
  • rental cars(1)
  • classroom(1)
  • flooding(1)
  • factors influencing life insurance(1)
  • cleaning house(1)
  • allergens(1)
  • slow speeds(1)
  • time(1)
  • animal population(1)
  • pets(1)
  • towing(1)
  • different drivers(1)
  • veterans day(1)
  • credit cards(1)
  • flood damage(1)
  • dishes(1)
  • spaying(1)
  • risky behaviors(1)
  • crime(1)
  • turkey(1)
  • tradition(1)
  • discounts(1)
  • la puente ca insurance(1)
  • crime rates(1)

View Mobile Version
De Caro Insurance

De Caro Insurance

 
Our Carriers Our Company Services Contact Us More Help
Mercury
Foremost
Infinity
Kemper Preferred
Stillwater
Home
Who We Are
Events
Customer Service
Get A Quote
Insurance Types
Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook  Google+
PFP INSURANCE AGENCY Formerly De Caro Insurance Agency
410 E San Bernardino Rd | Covina, CA 91723 | 800.595.0914
Local: 626.331.0914 | Fax: 626.966.6931 | License#: 0I78945             
Powered by Insurance Website Builder

Join Our Newsletter Refer A Friend Our Partners Get A Quote
Insurance Savings Form
Policy Review